The Future of Payments is Here
It’s all about enhancing your business operations.
Experience a transformation in transaction handling with state-of-the-art multi-channel payment solutions. Cutting-edge technology and robust infrastructure come together to offer you a platform that’s trusted by leading Banks, Financial Institutions, and Telecoms in the Gulf region.
POS / Kiosk Hardware
TransferNow offers a wide range of POS terminals (Classic + Android)
Software Solutions
Any Banking Cards and Virtual Cards Transaction Processing
Process all types of transactions initiated through banking cards and virtual cards seamlessly, whether through classic POS terminals or our innovative SoftPOS solution that transforms any NFC-enabled mobile device into a secure payment hub.
QR Code Payments
The POS solutions are capable of processing frictionless payments via QR codes. This feature allows for quick, easy, and secure transactions, providing a seamless experience for both businesses and customers.
C2B Payments
Understanding the importance of convenience in today’s fast-paced world, POS solutions can accommodate Consumer-to-Business payments (C2B), allowing customers to pay for services such as government taxes and utility bills with ease.
B2B Payments
Providing you with a reliable and efficient method of transferring funds through a robust platform that is designed to facilitate Business-to-Business transactions (B2B).
P2P Payments
Dedicated App and integrated payment platform that simplify Peer-to-Peer payments (P2P). This feature enables users to transfer funds quickly and securely.
C2C Payments
Dedicated software and hardware platform designed to handle remittances efficiently and securely, providing a reliable Consumer-to-Consumer (C2C) payments solution for both individuals and businesses.
Customized Android POS Application
Our Android Payment Application for EFT-POS Terminals is a secure and highly customizable solution designed specifically for businesses across the Middle East. Certified with Visa, Mastercard, and American Express at multiple regional banks, the app supports a wide range of payment methods and integrates effortlessly with most authorization hosts.
With PCI certification, the app ensures top-level security for every transaction while offering extensive UI customization options to perfectly align with your brand identity. Our app provides a reliable, adaptable, and efficient payment solution tailored to meet the diverse needs of modern businesses.
Main components of the payment application are:
• Hardware Controller
Controlling PIN-PED, card reader, NFC reader, printer, display and sound.
• Security Controller
Controlling key injection, communication encryption and PIN input.
• Communication Controller
Controlling Bluetooth/GSM/ethernet communication channels.
• EMV Controller
Controlling end-to-end EMV flow for financial transactions.
• Host Controller
Controlling integration between Android payment application and acquiring host.
• ECR Controller
Controlling integration between Android payment application and external systems like cash registers or ERP.
Terminal Management System
Terminal Management System (TMS) is responsible for the centralized management of all EFT-POS terminals. It simplifies the configuration and deployment of terminals, ensures ongoing security through updates and key management, and provides real-time monitoring and diagnostics to maintain optimal performance.
The TMS reporting module is responsible with gathering and generating file reports based on data stored in the TMS database, by default (but not limited to) TMS reporting module allows generation of following reports:
• Fleet Live Status Report
It includes all real-time data related to terminal status and alerts.
• Version Status Report
It allows reporting of current version running on terminals, useful during rollout of new versions.
• Network Statistics Report
It allows reporting of network statistics for each terminal (average connect time, average send & receive time, total counts of connect/send/receive errors recorded by each terminal).
Merchant Management System
TransferNow Merchant Management System (MMS) is a state of the art centralized platform that streamlines the onboarding, management, and performance tracking of merchants, ensuring efficient operations, compliance, and enhanced merchant relationships.
The platform integrates directly with banking systems to manage sub-merchant accounts, process transactions, and handle settlements. It is built to support high transaction volumes and ensure smooth operations while adhering to regulatory requirements.
Target audience : Banks, Tech companies acting as Merchant Aggregators, Financial Institution looking to manage sub-merchant accounts, Payment Service Providers (PSP’s).
Key Benefits:
• TransferNow POS Merchant Management System enhances merchant engagement.
• It improves operational efficiency.
• It ensures robust security.
• It provides informed decision-making through detailed analytics.
• It offers scalability to accommodate business growth.
Electronic Cash Register Integration
The Android EFT-POS terminal provides secure integration with external Electronic Cash Register (ECR) systems and self-service systems like kiosks and self-checkout stations that require card payment processing. This integration is facilitated through USB connectivity, utilizing an established ECR Protocol for communication.
TransferNow offers ECR Integration on all systems through serial cable/Bluetooth, WIFI, Internet, etc.
This secure integration enhances the EFT-POS terminal’s functionality, making it a valuable solution for various retail and self-service environments.
Taking innovation further
Real-time Analytics
Gain valuable insights into your payment ecosystem with a comprehensive reporting and analytics tools, allowing you to optimize operations and identify growth opportunities.
AI-Powered Fraud Prevention
Stay ahead of the curve with an advanced fraud detection system that utilizes cutting-edge artificial intelligence to identify and mitigate potential threats.
Customizable Solutions
Understanding that one-size-fits-all doesn’t work, our team collaborates with you to tailor a multi-channel payment solution that perfectly aligns with your unique business needs.
Future-Proof Technology
Making sure that your business is prepared for the ever-evolving payments landscape by experiencing a platform crafted with the latest technology, adhering to the highest global security standards, for your peace of mind.
Geolocation and Battery Details
TransferNow TMS and POS terminals provide geolocation data and battery details for each of the Android POS devices listed in our TMS.
Modular Application
The TransferNow application is modular and currently provides comprehensive functionality and data (any functionality available in Android devices, TN can produce and list under the TMS analytical data of these Android functionalities)
Unified Firmware and SKD
Our POS devices (7 models) use the same firmware and SKD. This means that with a single L3 certification, banks can utilize all POS models without additional certifications.
ESIM Capability
We are collaborating with the manufacturer to introduce the first POS device with ESIM capability in the GCC. Additionally, our POS devices have dual SIM capability, and the TN Payment application can switch between SIM cards if one provider is offline. Each provider can use dual IP and PORT addresses for fallback purposes.
Beyond the Solutions
TransferNow offers unparalleled customer support, ensuring a smooth integration process and ongoing technical assistance. Our dedicated team is here to answer your questions and guide you every step of the way.
In the dynamic landscape of payment processors, we are committed to delivering you:
Unmatched Flexibility
Multi-channel approach caters to any payment scenario, empowering you to accept payments however your customers prefer.
Unparalleled Security
Prioritizing the safety of your transactions with robust security protocols and cutting-edge fraud prevention measures.
Unwavering Innovation
Constantly pushing boundaries, developing new and advanced solutions to stay ahead of the curve.
Unmatched Expertise
Guiding you towards a payment ecosystem that fuels your business growth with our team of payment professionals.
